Acid-Alkaline Balance
The chemical factory that is the body requires a precise equilibrium of 16 basic chemicals, and correct acid-alkaline balance plays a vital role this process. Foods, after digestion and absorption, leave either an acid or alkaline ash in the body depending on their composition. Normal body chemistry should be approximately 20 per cent acid and 80 per cent alkaline, thus the food intake should reflect this balance.
Until enough of us get roaring mad, our position in our country is increasingly hopeless. For way too long we have been taken for a ride by greedy, narrow Special Interest Groups (SIGS) which range from global business conglomerates to leftest hate America groups. These narrow tendencies have even infiltrated Conservative and Religious organizations. The tendency to think only of self and the advancement of ones own narrow group is ungodly and treasonous. There is only one legitimate interest for any true American, and that is the National Interest in Service to God and Country. (more…)
Real Estate Purchasing Rules
Buy Low and Sell High if you can, as the Market can be depended to cycle every few years with a
Buy all the way down, and sell all the way up. A rough model would be: On the down curve buy something every year or so, and on the up curve, sell something every year or so. This is only a very general guide, but it pretty faithfully mirrors what the market has done historically decade in and decade out, century in and century out.
Buy with as close to nothing down as you can and invest your cash elsewhere.
Try to get the seller to take back a Second Mortgage in place of your down payment. Sometimes this is beneficial to the seller for tax and other reasons. One of them being it may get you to buy his property.
The Real Estate broker may even be talked into taking a Third Mortgage for his commission. Again, out of his own self-interest.
Try to use OP, Other Peoples Money to buy your properties.
Mortgages come in all models. Try to get a 30-40 year fixed loan rate Mortgage, and invest what you save on payments in other ways. Pay for your property later rather than sooner with depreciated dollars due to inflation.
Try to buy property with an eye to getting income from it, such as an apartment complex, even if you live in one unit and rent the others. You never can tell when you might need to move and keep the property as a income producer. Income potential also makes the property more valuable to other future buyers that you may want to sell to.
If you buy older properties, realize you may need to invest in improvements out of your own pocket. Even here it is best to borrow the money to do these improvements and invest your cash elsewhere in more liquid assets. This way you get the best of both worlds. You are able to invest and at the same time save your own cash for future investment opportunities.
Realize that you cannot deduct repairs to your residence as an expense on your taxes, BUT if it is income property you can do this. This can make a big difference to some people’s taxes.
Try to get an Assumable Loan. All FHA and Veterans Loans are Assumable, and others may be as well. An Assumable is a loan that you can simply transfer to a new buyer, saving that buyer the costs and trouble of taking out a new loan from scratch. Assumable Loans make your property more valuable, and make it easier to sell for a better price when you do sell.
Remember, you must bargain, bargain, bargain, and everyone can be flexible when it comes to making a sale, OR NOT. Everything is negotiable…Don’t let professionals intimidate you and push you around. Realize they only care about themselves, not you. Only you, and maybe your loved ones, will care about you.
These are just a few basic tips for the beginner on buying and selling Real Estate.
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Downward prices are driven by hard to get credit and Foreclosures which won’t change soon or easily.
Housing wealth is being eaten up by the 2 year slump likely to continue for a couple of more years at least.
Buyers must be convinced the fall has ended for it to end.
High loan rates and strict standards are dampening the market and have led to a 16% drop in housing prices since 2006. This is far from over.
Foreclosure rates are the highest on record, now 1.3 million, and job losses don’t help matters either.
New home building and new home sales are as low as they have ever been.
Homeowners paying half their income in mortgage payments have risen 35% to 8.8 million.
Homeownership has fallen 2% from 69% in 2004. All other indicators point downward also.
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Every single rule, commandment, or suggestion found in the entire Bible, in both the Old Testament, and the New Testament are designed for one thing, and one thing only, to increasing the numbers of God’s people, by maximizing the rates of reproduction of His chosen seed.
Verification, and reiteration of this can be seen in every species of living thing on earth, every flower, every weed, and every animal, bird and fish, wherein they are patently totally controlled and absorbed night and day, 365, in just one activity, increasing their numbers to the absolute maximum.
They have no other purpose, and no other activity is tolerated among them. Granted they are controlled by the natural laws of God in the natural order, which scientists like to call instincts.
While humans have a bit more trouble following the rules, they have the Bible, designed as a rule book and primer, to help them try to live in the perfect will of God. And that perfect will is for us, His children, to reproduce at the maxim rate possible.
Churches teaching, aiding and abetting every form of birth control imaginable, including the Catholic favorite, the Rhythm Method, is no way to serve God and follow the Bible. Our miserable, less than replacement, birth rates are the result of this murderous heresy
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Reststops & Commercialization
First off, let us all understand that government, all government, wastes the peoples money like it was someone else’s money, which it is. They, by all evidence, are bent on bankrupting the entire nation, and all those who reside in it. The only way to prevent our sliding into slavery to big government is for every single person to realize totally, forever, and completely that government in all its false-faces, and in all its disguises, is always and eternally evil in every single thing it does.
No matter how it may superficially seem that government is doing this or that for our own good, don’t ever believe this for a moment. It is never for our good but only for our injury. It doesn’t matter if Aunt Jane is a government school teacher or not. As an employee of government she is a threat to everyone including her family. Get over it and let’s move on.
Government is like dirt, no matter how you try to reduce it by every means imaginable; some of it is still there dirtying up the premises and spreading disease and damaging us every moment of the day.
Now, every organism, including the most viral, has the strong desire for self-preservation, and it doesn’t care who it hurts in the process in order to survive. Government is a dangerous virus that will, and does, fight back, and when it fights, it fights dirty as well. Government reasons that rules are only for the slaves, while government is always above the law and the rules do not apply to it.
All this is a preamble, (or commercial) to the story I want to write: What I want to write about is the omnipresent issue of government spending being questioned on account of because these parasitical entities are constantly in the state of bankrupting themselves, while wanting to bankrupt the rest of us as well.
Governments all over the country are thrashing around like killer sharks caught in a trap because of this or that downward spiral in the economy, which invariably these governments themselves have brought down on us. In short, these governments (poor things) are forever falling on hard times, and thus are having an increasingly hard time filling their cavernous guts with fresh meat every day, the fresh meat being substance of us and our children and grandchildren.
When they start running short of easy victims they react, not with shame for what THEY have done but, with rage at us, the victim slaves, for not producing more wealth to give to them to waste on them. The very first thought that comes to the minds of these blood thirsty sharks is, “how can we hurt these slaves so badly they will cough up more money for us?” Government is a bunch of extorters and blackmailers at heart.
They reason that if they threaten and scare the slaves, (the public) enough, why then they will bend over and rob their children’s piggy banks to give the money to the demanding government overlords, so they will stop torturing them. In pursuit of that diabolical plan they immediately put into high gear, the scare and threat machine.
They say, in effect, if you don’t give us more money we will hurt you real bad. We will start to cut services that you, poor slaves, need the most. We will lay-off the police department and stop patrolling your neighborhoods so the criminals that we, the government, have encouraged and turned loose on you, will break into your houses and rob you and kill you and your children. Just you dare cut our budget and we will show you a thing or two about pain.
They say, if you don’t fork over everything you have, we will hurt you so bad you will wish you had obeyed us. We will close libraries, lay off teachers, and close Reststops along the highways so you will have no place to rest on long road trips.
Ok, stop here: This gets to the point where I want to end the litany against government, because, very simply, the detailing the sins and crimes of government would necessarily use up a thousand books.
Let’s take one example to make our point. Let’s take a look at “Reststops” along our highways, as they are one of the favorite ways government has of wasting our money, and then using them as a way to threaten us with closure. Not that rest stops are not a good idea, they are, and probably there should be more of them, not less, but it is the way government has of taking any good idea and twisting and perverting it until it becomes and evil burden on the people instead of a blessing. They corrupt, by their nature, every good idea and good thing.
Clearly, Reststops are a good thing, and if they were structured correctly they would be a wonderful benefit to the people. As they are now operated they are so bad they should probably all be closed down.
The right way to establish and operate Reststops would be for the government to use its proper role to acquire the land to build them on, and to outline a structure that meets the public good in the best possible way. They have acquired the land along Interstate highways, probably under federal government requirements to get the road built with federal dollars anyway, but at that point both they and the federal government start going wrong. A rest stop needs a number of things. Number one it needs to operate with as little government money as possible and it needs to offer as many useful things to traveling motorists as possible. Present day rest stops meet none of this. It has been proven over and over that one of the best alternatives to burdensome government and sky-high taxes is a little thing called public-private partnerships. This incorporates the best of our commercial resources and hopefully the best intentions of government.
Applied to anything the government does, it is a step forward. The government should do nothing exclusively on its own. Everything it presently does, should either be a totally privatized activity, meaning wholly owned and operated by business, perhaps from time to time, some government guidelines, or it should be a public-business partnership.
This concept, applied to Reststops, would mean, perhaps, government acquiring the land, and maybe even preparing some of the ingress and egress points to the highway, and then going out and finding a good lessee to manage the stop and lease space to fast food and other suppliers of the needs of the public.
This way the government, meaning us who have to pay for government, might even make a profit out of the deal at the end of the day. Let the private sector do what they do best. Let McDonald’s, Shell Oil, and Wendy’s provide the rest rooms and keep them clean, and let them also provide the security so people will feel safe and, while we are at it, also get the government totally out of the business of “providing information.” The private businesses if not unduly burdened and taxed to death by government would probably be glad to provide tourist information and maps of the state with the governor’s picture on them.
Thus, the present system of Reststops which is a yoke around our neck and a costly monkey on our back could be replaced with public-private partnerships that would better serve the traveler AND the taxpayer.
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The road to success is not straight. There are curves called Defeats and Failures, loops called Confusion, speed bumps called Fair Weather Friends, bad weather called The Wiles of the Devil, red lights and tickets called Enemies, and caution lights called Family Members, plus you will have flat tires and blow-outs called Jobs, but, if you are driving a good car called Brotherhood and Sisterhood, powered by an engine called Agreement Between Two Or More, running on good tires called True Friends, covered by a maintenance contract called Good Neighbors, protected by fall-back positions like Determination, and Perseverance, an insurance policy called Faith, and a driver called Jesus, you will surely make it to a place called Success, and enjoy Life Eternal as well.
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I’ve reached the age when the Happy Hour is a nap.
My wife is such a bad cook that in my house we pray after the meal.
It’s tough to stay married. My wife kisses the dog on the lips, yet she won’t drink from my glass.
A girl phoned and said, “Come on over, there is nobody home.” I went over and nobody was home.
My wife is such a bad cook, the dog begs for Alka-Seltzer.
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Romans Chapter 1
Called to be an apostle,
Separated unto the gospel of God, 1 (more…)
Romans Chapter 2
Therefore thou art inexcusable, O man,
Whosoever thou art that judgest:
For wherein thou judgest another,
Thou condemnest thyself;
For thou that judgest doest the same things. 1 (more…)
Romans Chapter 3
Or what profit is there of circumcision? 1
Much every way: chiefly, because
That unto them were committed the oracles of God. 2 (more…)
Romans Chapter 4
As pertaining to the flesh, hath found? 1
For if Abraham were justified by works,
He hath whereof to glory; but not before God. 2
For what saith the scripture?
Abraham believed God, and
It was counted unto him for righteousness. 3 (more…)
The Real Reason For the Financial Meltdown
Congressman Ron Paul U.S. House of Representatives July 16, 2002
“Mr. Speaker, I rise to introduce the Free Housing Market Enhancement Act. This legislation restores a free market in housing by repealing special privileges for housing-related government sponsored enterprises (GSEs). These entities are the Federal National Mortgage Association (Fannie), the Federal Home Loan Mortgage Corporation (Freddie), and the National Home Loan Bank Board (HLBB). According to the Congressional Budget Office, the housing-related GSEs received $13.6 billion worth of indirect federal subsidies in fiscal year 2000 alone.
One of the major government privileges granted these GSEs is a line of credit to the United States Treasury. According to some estimates, the line of credit may be worth over $2 billion. This explicit promise by the Treasury to bail out these GSEs in times of economic difficulty helps them attract investors who are willing to settle for lower yields than they would demand in the absence of the subsidy. Thus, the line of credit distorts the allocation of capital. More importantly, the line of credit is a promise on behalf of the government to engage in a massive unconstitutional and immoral income transfer from working Americans to holders of GSE debt. (more…)
Rules Rules Rules
It is said, “Rules are made to be broken” and it makes some sense. For, “rules” can be good and bad, used for good and used to further evil, were it not so. This dynamic tension between when who is to break what rule, when and under what circumstances, and the clear value that obeying rules has, is the raw juice feeding human evolution both biological and cultural. If no one obeyed any rules, or if everyone slavishly obeyed any and all rules, human life would grind to a halt. It is left to us mere mortals to make wise discernments and weigh the costs and benefits involved in implementing the whole matter.
To break the rule or not to break the rule, that is the question, and it haunts our every move. The consequences of making a wrong call are pretty devastating and range all the way from poverty to jail to riches to doing great good, as well as going to either heaven or to hell.
Most fortunes and great achievements are based on breaking some ones rules. But, make a misstep in your rule observance and wham, you are in big trouble. Even inadvertent rule breaking can land you in dire straits including convictions and jail.
But, we can see patterns here. There are some people destined to be rule breakers, and other more destined to be rule obeyers. Take a young person who has never known want, who luckily had good parents who loved and cared for them and that person tends to be a player by the rules. Their lives move fairly smoothly from birth to adulthood and on, and they are little motivated to run the risks that rule breaking entails.
On the other hand take a young person who is born with lots of talents and such, and yet has poor parenting, (maybe just one parent or even none,) and grew up in a condition of insecurity and want that is unimaginable to the person who has had a secure childhood. Such a “deprived” child may see rule breaking as the only way to achieve their God given potentials, and indeed benefit the rest of mankind. Life has cheated them, and so they reason they must cheat life to even the playing field and set things right.
As far as the effects on the larger society are concerned, it is a mixed bag. There are benefits and deficits to society from both types. Lot’s of great achievements come from the insecure rule breaking types. They tend to be willing to run risks to win, and that is a healthy thing. On the other hand the prisons are full of such types and they clearly are not a benefit to society.
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